{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-022774","form_type":"8-K","ticker":"PLBC","cik":"0001168455","company_name":"PLUMAS BANCORP","filed_at":"2025-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.475912+00:00","generated_at":"2026-05-18T06:10:50.408261+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Plumas Bancorp Q2 net income $6.3M ($1.07 EPS) down 7% YoY; credit quality weakens","bullets":["Net income $6.3M, EPS $1.07 diluted $1.05; down from $6.8M/$1.15 diluted $1.14 in Q2 2024.","Nonperforming loans jumped to $13.6M (1.34% of loans) from $9.0M; one ag relationship of $9.9M placed on nonaccrual.","Merger with Cornerstone Community Bancorp completed July 1, 2025; $481K merger costs in Q2, $1.1M in H1.","Net interest margin narrowed to 4.83% from 4.89%; net interest income fell $222K to $18.2M.","Book value per share up 16% to $32.54; total deposits grew 5% to $1.4B."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-022774","json":"https://secwatch.observer/filing/0001437749-25-022774.json","markdown":"https://secwatch.observer/filing/0001437749-25-022774.md","text":"https://secwatch.observer/filing/0001437749-25-022774.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1168455/000143774925022774/0001437749-25-022774-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1168455/000143774925022774/plbc20250714c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:10:50.408261+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}