---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-022963"
form_type: "8-K"
ticker: "STLE"
cik: "0000779227"
company_name: "STEELE BANCORP INC"
filed_at: "2025-07-18T23:59:59+00:00"
generated_at: "2026-05-18T05:52:44.243081+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Mifflinburg Bancorp Q2 net income up 37.6% to $1.82M; EPS $0.98

## Summary
- Net income $1.82M in Q2 2025 (+37.6% YoY); diluted EPS $0.98 vs $0.71.
- Net interest margin improved to 3.41% from 2.96%; loan growth 7.2% YTD.
- Non-interest expense up 10.1% due to $85K merger costs in Q2 and higher salaries.
- Provision for credit losses increased to $192K in Q2 from $30K in prior year.
- Cash dividend $0.74 per share paid in Q2, up from $0.72 in Q2 2024.

## SEC filing metadata
- accession: 0001437749-25-022963
- form_type: 8-K
- ticker: STLE
- cik: 0000779227
- company_name: STEELE BANCORP INC
- filed_at: 2025-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/779227/000143774925022963/0001437749-25-022963-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/779227/000143774925022963/miff20250715c_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-022963
- JSON: https://secwatch.observer/filing/0001437749-25-022963.json
- Plain text: https://secwatch.observer/filing/0001437749-25-022963.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.