secwatch.observer — SEC 8-K summary
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Issuer:     Oak Valley Bancorp (OVLY)
CIK:        0001431567
Form:       8-K
Filed at:   2025-07-21T23:59:59+00:00
Accession:  0001437749-25-023086
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oak Valley Bancorp Q2 net income $5.6M ($0.67 EPS); dividend $0.30/share
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- Net income $5.588M ($0.67 diluted EPS) vs $5.889M ($0.71) a year ago; net interest income $18.154M.
- Gross loans grew $18.9M in Q2 to $1.11B; net interest margin stable at 4.11%.
- Non-performing assets remain at zero; no provision for credit losses recorded.
- Cash dividend of $0.30/share declared, payable Aug 8 to holders of record Jul 28.
- Total deposits $1.71B, up $66.5M YoY; cash and equivalents $198.9M at quarter-end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1431567/000143774925023086/0001437749-25-023086-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1431567/000143774925023086/ovly20250718_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-023086

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer