---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-023149"
form_type: "8-K"
ticker: "MNSB"
cik: "0001693577"
company_name: "MainStreet Bancshares, Inc."
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:22:40.465233+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MainStreet Bancshares Q2 2025 net income $4.6M, EPS $0.53, NIM 3.75% up 45bps

## Summary
- Net income $4.6M, up $2.1M from prior quarter; diluted EPS $0.53.
- Net interest margin expanded 45bps to 3.75%; net interest income $19.3M (up $2.8M).
- Loan-to-deposit ratio 99%; asset quality and capital described as strong.
- Share repurchase plan has $3.1M remaining capacity.

## SEC filing metadata
- accession: 0001437749-25-023149
- form_type: 8-K
- ticker: MNSB
- cik: 0001693577
- company_name: MainStreet Bancshares, Inc.
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1693577/000143774925023149/0001437749-25-023149-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1693577/000143774925023149/main20250512_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-023149
- JSON: https://secwatch.observer/filing/0001437749-25-023149.json
- Plain text: https://secwatch.observer/filing/0001437749-25-023149.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.