{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023215","form_type":"8-K","ticker":"FCBC","cik":"0000859070","company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.506167+00:00","generated_at":"2026-05-18T04:49:12.868255+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Community Q2 net income $12.25M ($0.67 EPS); declares $0.31 dividend, 40th consecutive year","bullets":["Net income of $12.25M, down 3.47% YoY; diluted EPS $0.67; six-month net income $24.06M ($1.31 EPS).","Dividend of $0.31/share declared, payable Aug 22, 2025 to holders of record Aug 8, 2025.","Net interest margin 4.37%; recovery of credit loss provision of $285K vs provision of $144K in Q2 2024.","Repurchased 50,338 shares for $1.85M in Q2 2025; book value per share $27.46, down $1.27 from year-end.","Non-performing loans stable at 0.79% of loans; net charge-offs improved to 0.08% annualized from 0.16% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023215","json":"https://secwatch.observer/filing/0001437749-25-023215.json","markdown":"https://secwatch.observer/filing/0001437749-25-023215.md","text":"https://secwatch.observer/filing/0001437749-25-023215.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/859070/000143774925023215/0001437749-25-023215-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/859070/000143774925023215/fcbc20250519_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:49:12.868255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}