secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)
CIK:        0000859070
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001437749-25-023215
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Community Q2 net income $12.25M ($0.67 EPS); declares $0.31 dividend, 40th consecutive year
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- Net income of $12.25M, down 3.47% YoY; diluted EPS $0.67; six-month net income $24.06M ($1.31 EPS).
- Dividend of $0.31/share declared, payable Aug 22, 2025 to holders of record Aug 8, 2025.
- Net interest margin 4.37%; recovery of credit loss provision of $285K vs provision of $144K in Q2 2024.
- Repurchased 50,338 shares for $1.85M in Q2 2025; book value per share $27.46, down $1.27 from year-end.
- Non-performing loans stable at 0.79% of loans; net charge-offs improved to 0.08% annualized from 0.16% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/859070/000143774925023215/0001437749-25-023215-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/859070/000143774925023215/fcbc20250519_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-023215

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