earnings
confidence high
sentiment positive
materiality 0.75
Middlefield Banc Corp Q2 EPS $0.76 up 46% YoY; NIM expands 37 bps to 3.88%
MIDDLEFIELD BANC CORP
2025-Q2 EPS reported
$1.36
- Net income $6.2M ($0.76 diluted EPS) vs $4.2M ($0.52) in Q2 2024, up 46%.
- NIM 3.88% (+37 bps); net interest income $17.4M, up 15.6% YoY.
- Total loans $1.58B record, +$84.2M (5.6% YoY); total assets $1.92B record.
- Nonperforming assets/total assets improved to 1.30% from 1.56% at Mar 31, 2025.
- Quarterly dividend raised to $0.21/share from $0.20, a 5% increase.
item 2.02item 9.01