---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-023229"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:48:31.673571+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cathay Gen Bancorp Q2 EPS $1.10, net income $77.5M, NIM 3.27%, loan growth 2.2% QoQ

## Summary
- Net income $77.5M, up 11.5% from Q1; diluted EPS $1.10 vs $0.98 prior quarter.
- Net interest margin improved to 3.27% from 3.25% QoQ; net interest income $181.2M.
- Gross loans ex-held-for-sale rose $431.7M to $19.78B, led by CRE and commercial loans.
- Stock repurchased 804,179 shares at avg $44.22/share under new $150M buyback program.
- Non-performing assets increased 15% to $199.5M; allowance to loans 0.88% vs 0.90% prior.

## SEC filing metadata
- accession: 0001437749-25-023229
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774925023229/0001437749-25-023229-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774925023229/caty20250722_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-023229
- JSON: https://secwatch.observer/filing/0001437749-25-023229.json
- Plain text: https://secwatch.observer/filing/0001437749-25-023229.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.