{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023239","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.242425+00:00","generated_at":"2026-05-18T04:16:51.283719+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"FS Bancorp Q2 net income $7.7M ($0.99 EPS), down from $9.0M YoY; declares $0.28 regular + $0.22 special dividend","bullets":["Net income $7.7M, diluted EPS $0.99 vs $1.13 in Q2 2024; six-month net income $15.7M vs $17.4M YoY.","Total deposits down $61.8M to $2.55B; borrowings up $165.5M to $234.3M vs prior quarter.","Loans receivable up $81.2M to $2.58B; consumer loans decreased $2.6M to $606.3M.","Board declared 50th consecutive quarterly cash dividend $0.28 plus special dividend $0.22, payable Aug 21 to holders of record Aug 7.","Repurchased 132,282 shares at avg $38.92; new $5M share repurchase plan authorized July 9."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023239","json":"https://secwatch.observer/filing/0001437749-25-023239.json","markdown":"https://secwatch.observer/filing/0001437749-25-023239.md","text":"https://secwatch.observer/filing/0001437749-25-023239.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000143774925023239/0001437749-25-023239-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000143774925023239/fsbw20250512_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:16:51.283719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}