secwatch.observer — SEC 8-K summary
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Issuer:     FS Bancorp, Inc. (FSBW)
CIK:        0001530249
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001437749-25-023239
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FS Bancorp Q2 net income $7.7M ($0.99 EPS), down from $9.0M YoY; declares $0.28 regular + $0.22 special dividend
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- Net income $7.7M, diluted EPS $0.99 vs $1.13 in Q2 2024; six-month net income $15.7M vs $17.4M YoY.
- Total deposits down $61.8M to $2.55B; borrowings up $165.5M to $234.3M vs prior quarter.
- Loans receivable up $81.2M to $2.58B; consumer loans decreased $2.6M to $606.3M.
- Board declared 50th consecutive quarterly cash dividend $0.28 plus special dividend $0.22, payable Aug 21 to holders of record Aug 7.
- Repurchased 132,282 shares at avg $38.92; new $5M share repurchase plan authorized July 9.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1530249/000143774925023239/0001437749-25-023239-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1530249/000143774925023239/fsbw20250512_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-023239

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