{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023295","form_type":"8-K","ticker":"FDBC","cik":"0001098151","company_name":"FIDELITY D & D BANCORP INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.337170+00:00","generated_at":"2026-05-18T03:09:16.764431+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FDBC Q2 net income up 40% YoY to $6.9M; diluted EPS $1.20 vs $0.86","bullets":["Net interest income rose 19% to $17.9M, driven by loan growth and higher yields.","Non-interest income increased 16% to $5.4M; non-interest expense up 8% to $14.7M.","Non-performing assets fell to 0.13% of total assets vs 0.30% at year-end 2024.","Tangible book value per share improved to $34.25 from $31.98 at Dec 31, 2024.","Well-capitalized: Tier 1 capital ratio 9.16%; total risk-based capital 14.72%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023295","json":"https://secwatch.observer/filing/0001437749-25-023295.json","markdown":"https://secwatch.observer/filing/0001437749-25-023295.md","text":"https://secwatch.observer/filing/0001437749-25-023295.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/0001437749-25-023295-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/fdbc20250522_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:09:16.764431+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}