---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-023295"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:09:16.764431+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FDBC Q2 net income up 40% YoY to $6.9M; diluted EPS $1.20 vs $0.86

## Summary
- Net interest income rose 19% to $17.9M, driven by loan growth and higher yields.
- Non-interest income increased 16% to $5.4M; non-interest expense up 8% to $14.7M.
- Non-performing assets fell to 0.13% of total assets vs 0.30% at year-end 2024.
- Tangible book value per share improved to $34.25 from $31.98 at Dec 31, 2024.
- Well-capitalized: Tier 1 capital ratio 9.16%; total risk-based capital 14.72%.

## SEC filing metadata
- accession: 0001437749-25-023295
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/0001437749-25-023295-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/fdbc20250522_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-023295
- JSON: https://secwatch.observer/filing/0001437749-25-023295.json
- Plain text: https://secwatch.observer/filing/0001437749-25-023295.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.