secwatch.observer — SEC 8-K summary
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Issuer:     FIDELITY D & D BANCORP INC (FDBC)
CIK:        0001098151
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001437749-25-023295
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FDBC Q2 net income up 40% YoY to $6.9M; diluted EPS $1.20 vs $0.86
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- Net interest income rose 19% to $17.9M, driven by loan growth and higher yields.
- Non-interest income increased 16% to $5.4M; non-interest expense up 8% to $14.7M.
- Non-performing assets fell to 0.13% of total assets vs 0.30% at year-end 2024.
- Tangible book value per share improved to $34.25 from $31.98 at Dec 31, 2024.
- Well-capitalized: Tier 1 capital ratio 9.16%; total risk-based capital 14.72%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/0001437749-25-023295-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1098151/000143774925023295/fdbc20250522_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-023295

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