{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023378","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.342015+00:00","generated_at":"2026-05-18T02:15:45.608365+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Northwest Bancorp reports Q2 net income $3.7M vs prior Q loss $9.0M; no dividend declared","bullets":["Net income of $3.7M ($0.42 EPS) vs net loss of $9.0M ($1.03 loss/share) in Q1 2025 and net loss of $2.2M ($0.25 loss/share) in Q2 2024.","Net interest margin expanded to 2.83% from 2.76% in preceding quarter; efficiency ratio improved to 78.0% from 113.5%.","Recorded a $296K recapture of provision for credit losses on loans; prior Q had $7.8M provision, Q2 2024 had $8.7M provision.","Board elected not to declare a quarterly dividend as part of prudent capital management; prior quarter also had no dividend.","Company continues to dispute allegations in legal proceedings disclosed in June 13, 2025 8-K and intends to vigorously defend."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023378","json":"https://secwatch.observer/filing/0001437749-25-023378.json","markdown":"https://secwatch.observer/filing/0001437749-25-023378.md","text":"https://secwatch.observer/filing/0001437749-25-023378.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925023378/0001437749-25-023378-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925023378/fnwb20250520_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:15:45.608365+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}