{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023559","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.648724+00:00","generated_at":"2026-05-18T00:42:36.487688+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Alerus Q2 2025 net income $20.3M ($0.78 EPS); adj. EPS $0.72, up 29% QoQ","bullets":["Net income $20.3M vs $13.3M in Q1 2025 and $6.2M in Q2 2024.","Net interest margin expanded to 3.51% from 3.41% QoQ; noninterest income up 15%.","Sold $62.5M of non-owner occupied CRE loans; additional $50.2M hospitality loans sold in July.","Increased quarterly dividend 5% to $0.21 per share (39th consecutive year of increases).","Tangible book value per share rose 5.5% to $16.11; adj. efficiency ratio improved to 62.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023559","json":"https://secwatch.observer/filing/0001437749-25-023559.json","markdown":"https://secwatch.observer/filing/0001437749-25-023559.md","text":"https://secwatch.observer/filing/0001437749-25-023559.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774925023559/0001437749-25-023559-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774925023559/alrs20250515_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:42:36.487688+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}