---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-023564"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:18:59.091984+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares Q2 net income rises to $3.8M from $1.8M YoY; NIM expands to 4.27%

## Summary
- Net income $3.8M ($0.68 EPS) vs $1.8M ($0.33) in Q2 2024; six-month net income $7.4M ($1.32 EPS).
- Net interest margin 4.27% vs 3.72% year-ago; ROAA 1.21%, ROAE 16.01% (annualized).
- Total assets $1.28B (+20.5% YoY); loans $1.03B (+23.3% YoY); deposits $1.14B (+20.2% YoY).
- Book value per share $17.31 vs $15.69 at YE 2024.
- Integration of Johnson County Bank (acquired Sep 2024) completed; merger-related expenses $357K in prior year.

## SEC filing metadata
- accession: 0001437749-25-023564
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774925023564/0001437749-25-023564-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774925023564/pkkw20250725_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-023564
- JSON: https://secwatch.observer/filing/0001437749-25-023564.json
- Plain text: https://secwatch.observer/filing/0001437749-25-023564.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.