{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023565","form_type":"8-K","ticker":"CREX","cik":"0001356093","company_name":"CREATIVE REALITIES, INC.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.804374+00:00","generated_at":"2026-05-18T00:12:17.863079+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.65,"confidence":"high","headline":"Creative Realities amends credit agreement: borrowing base margin steps down to 85% by Oct 31","bullets":["Second Amendment to Credit Agreement with First Merchants Bank lowers borrowing base margin from 95% to 85% over four months.","Borrowing base margin: 95% through Sep 29, 2025; 90% through Oct 30; 85% from Oct 31 onward.","Amendment effective June 30, 2025; reduces availability under revolving line of credit tied to contract liquidation value.","Borrowers reaffirm all representations and release Bank from prior claims.","Bank may require a new collateral appraisal at Borrowers' expense by Dec 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023565","json":"https://secwatch.observer/filing/0001437749-25-023565.json","markdown":"https://secwatch.observer/filing/0001437749-25-023565.md","text":"https://secwatch.observer/filing/0001437749-25-023565.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1356093/000143774925023565/0001437749-25-023565-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1356093/000143774925023565/crex20250724_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:12:17.863079+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}