{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023723","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.206320+00:00","generated_at":"2026-05-17T23:53:56.628480+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"ConnectOne reports Q2 net loss of $(21.8)M on $30.7M merger costs and $27.4M credit provision","bullets":["Net loss available to common: $(21.8)M (diluted EPS $(0.52)); operating net income $23.1M (EPS $0.55).","Merger with The First of Long Island closed June 1; company now $13.9B assets, 61 locations.","Dividend declared: $0.18/share common (payable Sept 2, record Aug 15); preferred dividend $0.328125/depositary share.","Nonperforming assets fell to $39.2M (0.28% of assets); ACL ratio rose to 1.40% vs 1.00% at Dec 31.","Net interest margin widened to 3.06% (2.93% in Q1); deposit costs down 11 bps."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023723","json":"https://secwatch.observer/filing/0001437749-25-023723.json","markdown":"https://secwatch.observer/filing/0001437749-25-023723.md","text":"https://secwatch.observer/filing/0001437749-25-023723.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774925023723/0001437749-25-023723-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774925023723/cnob20250430c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:53:56.628480+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}