{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023891","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.220682+00:00","generated_at":"2026-05-17T23:19:58.104819+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First National reports record Q2 2025 net income $5.05M, EPS $0.56","bullets":["Net income $5.05M ($0.56 per share); adjusted EPS $0.57; EPS up 44% YoY.","Net interest margin (FTE) 3.95%, up 16.2% from 3.40% a year ago.","Efficiency ratio improved to 65.11% from 70.64% in prior year.","Loans held for investment $1.428B (+46.1% YoY); total deposits $1.803B (+42.5% YoY).","Tangible book value per share $17.40; dividend maintained at $0.155/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023891","json":"https://secwatch.observer/filing/0001437749-25-023891.json","markdown":"https://secwatch.observer/filing/0001437749-25-023891.md","text":"https://secwatch.observer/filing/0001437749-25-023891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774925023891/0001437749-25-023891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774925023891/fxnc20250602_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:19:58.104819+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}