{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-023892","form_type":"8-K","ticker":"SFDL","cik":"0000818677","company_name":"SECURITY FEDERAL CORP","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.443937+00:00","generated_at":"2026-05-17T23:21:42.018767+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Security Federal Q2 net income up 12% YoY to $0.75/sh; no credit provision","bullets":["Net income available to common shareholders of $2.4M ($0.75/sh) for Q2 2025, vs $2.1M ($0.66/sh) in Q2 2024.","Net interest income rose 11.1% to $11.3M; non-interest income up 5.7% to $2.6M.","No provision for credit losses recorded in Q2 2025 vs $175k in Q2 2024; non-performing assets fell to 0.37% of assets.","Deposits increased 4.5% to $1.38B; borrowings reduced 57.4% to $39.6M from year-end 2024.","Common equity book value per share rose to $34.02 from $31.21 at Dec 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-023892","json":"https://secwatch.observer/filing/0001437749-25-023892.json","markdown":"https://secwatch.observer/filing/0001437749-25-023892.md","text":"https://secwatch.observer/filing/0001437749-25-023892.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/818677/000143774925023892/0001437749-25-023892-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/818677/000143774925023892/sfdl20250725_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:21:42.018767+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}