earnings
confidence high
sentiment negative
materiality 0.60
Usio reports Q2 net loss of $0.4M; lowers FY25 revenue growth guidance to 5-12%
Usio, Inc.
2025-Q2 EPS
reported -$0.02
vs consensus -$0.01
▼ miss
(-96.1%)
- Total payment dollar volume up 15% YoY; ACH electronic check dollar volume increased 19%, transactions up 33%.
- Net loss of $0.4M ($0.01 EPS) vs net income of $0.1M a year ago; Adjusted EBITDA $0.5M vs $0.8M.
- FY25 revenue growth guidance lowered to 5-12% due to prolonged implementation delays with two large national accounts.
- Prepaid card services revenue declined 26% YoY; ACH & complementary services revenue up >30% for second consecutive quarter.
- Operating cash flow $1.1M; share repurchases $350k in Q2, over $700k YTD; gross margin expanded 185 bps.