{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-026571","form_type":"8-K","ticker":null,"cik":"0001755755","company_name":"VINEBROOK HOMES TRUST, INC.","filed_at":"2025-08-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.884145+00:00","generated_at":"2026-05-17T13:57:57.771483+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"VineBrook Homes enters $10M secured revolving credit facility at 9% with OSL, maturing Aug 2027","bullets":["Secured $10M revolving credit agreement with Ohio State Life Insurance Company (OSL) at 9% per annum.","Maturity date set at August 7, 2027; amounts outstanding must not exceed borrowing base.","Unused line fee of 0.50% per annum; prepayment permitted without premium or penalty.","Covenants include maximum debt-to-capital ratio, minimum net asset value, and minimum NOI.","OSL may be deemed an affiliate of external adviser NexPoint Real Estate Advisors V through common ownership."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-026571","json":"https://secwatch.observer/filing/0001437749-25-026571.json","markdown":"https://secwatch.observer/filing/0001437749-25-026571.md","text":"https://secwatch.observer/filing/0001437749-25-026571.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/0001437749-25-026571-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/vhti20250812_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:57:57.771483+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dac371a5801422a8bf485557cd62338e95aeda4a","claim":"VINEBROOK HOMES TRUST, INC. incurred revolving credit of $10.0 million with The Ohio State Life Insurance Company at 9.0% per annum maturing August 7, 2027.","evidence_excerpt":"On August 7, 2025, VineBrook Homes Operating Partnership, L.P. (the “Borrower”), the operating partnership of VineBrook Homes Trust, Inc. (the “Company”), as borrower, entered into a secured $10.0 million revolving credit loan agreement with The Ohio State Life Insurance Company (“OSL”), as administrative agent, sole lead arranger, sole bookrunner and lender (the “Credit Agreement”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/0001437749-25-026571-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$10.0 million"},{"label":"Counterparty","value":"The Ohio State Life Insurance Company"},{"label":"Rate","value":"9.0% per annum"},{"label":"Maturity","value":"August 7, 2027"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}