---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-026571"
form_type: "8-K"
ticker: null
cik: "0001755755"
company_name: "VINEBROOK HOMES TRUST, INC."
filed_at: "2025-08-13T23:59:59+00:00"
generated_at: "2026-05-17T13:57:57.771483+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# VineBrook Homes enters $10M secured revolving credit facility at 9% with OSL, maturing Aug 2027

## Summary
- Secured $10M revolving credit agreement with Ohio State Life Insurance Company (OSL) at 9% per annum.
- Maturity date set at August 7, 2027; amounts outstanding must not exceed borrowing base.
- Unused line fee of 0.50% per annum; prepayment permitted without premium or penalty.
- Covenants include maximum debt-to-capital ratio, minimum net asset value, and minimum NOI.
- OSL may be deemed an affiliate of external adviser NexPoint Real Estate Advisors V through common ownership.

## SEC filing metadata
- accession: 0001437749-25-026571
- form_type: 8-K
- cik: 0001755755
- company_name: VINEBROOK HOMES TRUST, INC.
- filed_at: 2025-08-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/0001437749-25-026571-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/vhti20250812_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-026571
- JSON: https://secwatch.observer/filing/0001437749-25-026571.json
- Plain text: https://secwatch.observer/filing/0001437749-25-026571.txt

## Key facts
- Debt Financings
  VINEBROOK HOMES TRUST, INC. incurred revolving credit of $10.0 million with The Ohio State Life Insurance Company at 9.0% per annum maturing August 7, 2027.
  - Instrument: revolving credit
  - Principal: $10.0 million
  - Counterparty: The Ohio State Life Insurance Company
  - Rate: 9.0% per annum
  - Maturity: August 7, 2027
  - Event: incurrence
  source text: On August 7, 2025, VineBrook Homes Operating Partnership, L.P. (the “Borrower”), the operating partnership of VineBrook Homes Trust, Inc. (the “Company”), as borrower, entered into a secured $10.0 million revolving credit loan agreement with The Ohio State Life Insurance Company (“OSL”), as administrative agent, sole lead arranger, sole bookrunner and lender (the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1755755/000143774925026571/0001437749-25-026571-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.