Atlanticus Holdings Corp (ATLCP): debt financing — Atlanticus issues $400M 9.750% Senior Notes due 2030; proceeds to repay warehouse facilities, fund growth

Atlanticus Holdings Corp

$400M aggregate principal of 9.750% Senior Notes due 2030 issued; interest payable semi-annually starting March 1, 2026.
Notes redeemable at make-whole premium before Sep 1, 2027; thereafter at specified prices; up to 40% redeemable with equity offering proceeds at 109.750%.
Net proceeds to repay recourse warehouse facilities, fund acquisitions, and partially/fully repay 6.125% Senior Notes due 2026.
Guaranteed by certain domestic subsidiaries; covenants limit additional debt, dividends, liens, and asset sales.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Atlanticus Holdings Corp incurred senior notes of $400,000,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 9.750% per annum maturing due 2030.

Instrument: senior notes
Principal: $400,000,000 aggregate principal amount
Counterparty: U.S. Bank Trust Company, National Association
Rate: 9.750% per annum
Maturity: due 2030
Event: incurrence

Exact text from the filing

On August 20, 2025, Atlanticus Holdings Corporation (the “Company”) completed its private offering of $400,000,000 aggregate principal amount of 9.750% Senior Notes due 2030 (the “Notes”).

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Atlanticus Holdings Corp filing history →

Source: SEC EDGAR

accession 0001437749-25-027466

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