---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-028650"
form_type: "8-K"
ticker: "RGCO"
cik: "0001069533"
company_name: "RGC RESOURCES INC"
filed_at: "2025-09-09T23:59:59+00:00"
generated_at: "2026-05-17T07:13:33.005382+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# RGC Resources subsidiary enters $53.6M credit agreement to refinance debt and fund pipeline expansions

## Summary
- Borrowed $53.6M via Credit Agreement with Atlantic Union Bank and CoBank, maturing Sept 5, 2032.
- Interest rate set at one-month Term SOFR plus 155 bps; proceeds used to refinance existing debt.
- Also entered loan agreements for MVP Southgate ($1.85M) and MVP expansion ($3.65M) with Atlantic Union.
- Executed $35.6M interest rate swaps on a portion of the note, fixing effective annual rate of 5.061%.
- Parent RGC Resources executed a guaranty for all obligations under the Credit Agreement and Notes.

## SEC filing metadata
- accession: 0001437749-25-028650
- form_type: 8-K
- ticker: RGCO
- cik: 0001069533
- company_name: RGC RESOURCES INC
- filed_at: 2025-09-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1069533/000143774925028650/0001437749-25-028650-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1069533/000143774925028650/rgco20250903c_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-028650
- JSON: https://secwatch.observer/filing/0001437749-25-028650.json
- Plain text: https://secwatch.observer/filing/0001437749-25-028650.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.