---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-029322"
form_type: "8-K"
ticker: null
cik: "0001755755"
company_name: "VINEBROOK HOMES TRUST, INC."
filed_at: "2025-09-17T23:59:59+00:00"
generated_at: "2026-05-17T06:22:51.413017+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# VineBrook Homes enters $485M term loan facility; repays existing $442.6M credit facility

## Summary
- Term loan of $485M drawn on Sept 11, 2025; interest at Term SOFR + 1.90%, interest-only, matures Sept 10, 2027.
- $442.6M of proceeds used to repay prior KeyBank-led credit facility.
- Mandatory prepayments: outstanding ≤$450M by June 30, 2026 and ≤$300M by March 31, 2027; amounts repaid cannot be reborrowed.
- Facility secured by equity pledge and borrowing base properties; sale of any property requires 110% of allocated loan amount applied to principal.
- Ohio State Life Insurance (affiliate of external adviser NexPoint) is a lender.

## SEC filing metadata
- accession: 0001437749-25-029322
- form_type: 8-K
- cik: 0001755755
- company_name: VINEBROOK HOMES TRUST, INC.
- filed_at: 2025-09-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1755755/000143774925029322/0001437749-25-029322-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1755755/000143774925029322/vhti20250917_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-029322
- JSON: https://secwatch.observer/filing/0001437749-25-029322.json
- Plain text: https://secwatch.observer/filing/0001437749-25-029322.txt

## Key facts
- Debt Financings
  VINEBROOK HOMES TRUST, INC. incurred term loan of $485.0 million with JPMorgan Chase Bank, National Association (JPM) as administrative agent, and the lenders party thereto from time to time, including The Ohio State Life Insurance Company (OSL) at term secured overnight financing rate (Term SOFR) for the interest period plus 1 maturing September 10, 2027.
  - Instrument: term loan
  - Principal: $485.0 million
  - Counterparty: JPMorgan Chase Bank, National Association (JPM) as administrative agent, and the lenders party thereto from time to time, including The Ohio State Life Insurance Company (OSL)
  - Rate: term secured overnight financing rate (Term SOFR) for the interest period plus 1
  - Maturity: September 10, 2027
  - Event: incurrence
  source text: On September 11, 2025, VineBrook Homes Operating Partnership, L.P. (the “OP”), as parent borrower, VineBrook Homes Trust, Inc. (the “Company”), as guarantor, and certain of its subsidiaries (the “Subsidiary Borrowers” and together with the OP, the “Borrowers”), as borrowers, entered into a credit agreement (the “Facility”) with JPMorgan Chase Bank, National Association (“JPM”), as administrative agent, and the lenders party thereto from time to time, including The Ohio State Life Insurance Company (“OSL”). The Facility provides for term loans of $485.0 million (the “Term Loans”), all of which were drawn on September 11, 2025, is interest-only and matures on September 10, 2027. Borrowings under the Term Loans will generally bear interest at term secured overnight financing rate (“Term SOFR”) for the interest period plus 1.90%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1755755/000143774925029322/0001437749-25-029322-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.