secwatch.observer — SEC 8-K summary
======================================

Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2025-10-17T23:59:59+00:00
Accession:  0001437749-25-031207
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp Q1 net income rises 17.8% YoY to $2.6M; EPS $0.84
-------------------------------------------------------------------

- Net income $2.6M for quarter ended Sep 30, 2025, up 14.9% from prior quarter and 17.8% YoY. EPS $0.84 vs $0.73 prior quarter and $0.72 YoY.
- Net interest income $9.5M, up 18.7% YoY; net interest margin 3.37% vs 2.92% a year ago.
- Total loans grew $21.4M (annualized 10.5%) and deposits increased $32.8M (annualized 12.7%) in the quarter.
- Non-performing loans at 0.08% of total loans (excluding SBA guarantee), net charge-offs 0.04%.
- New Canton branch opened Sep 2025; Boardman office expected summer 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774925031207/0001437749-25-031207-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774925031207/cbkm20251016_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-031207

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer