---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-031363"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:00:30.073834+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q3 net income $10.1M ($0.59 EPS), NIM expands to 2.98%, declares $0.16 dividend

## Summary
- Net income $10.1M vs $9.3M prior quarter; diluted EPS $0.59; ROAA 0.97%.
- Net interest margin 2.98%, up 6 bps from 2.92% linked quarter; yield on loans 6.12%.
- Loans held for investment grew $67.9M (8.3% annualized); total deposits up $178.3M.
- Nonperforming assets down 11% to $54.3M; criticized loans fell 30.8% to $126.2M.
- Quarterly cash dividend $0.16/share, payable Nov 12 to holders of record Oct 31; $12.5M stock buyback in quarter.

## SEC filing metadata
- accession: 0001437749-25-031363
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774925031363/0001437749-25-031363-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774925031363/rbb20250912_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-031363
- JSON: https://secwatch.observer/filing/0001437749-25-031363.json
- Plain text: https://secwatch.observer/filing/0001437749-25-031363.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.