secwatch.observer — SEC 8-K summary
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Issuer:     RBB Bancorp (RBB)
CIK:        0001499422
Form:       8-K
Filed at:   2025-10-21T23:59:59+00:00
Accession:  0001437749-25-031363
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01, 7.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

RBB Bancorp Q3 net income $10.1M ($0.59 EPS), NIM expands to 2.98%, declares $0.16 dividend
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- Net income $10.1M vs $9.3M prior quarter; diluted EPS $0.59; ROAA 0.97%.
- Net interest margin 2.98%, up 6 bps from 2.92% linked quarter; yield on loans 6.12%.
- Loans held for investment grew $67.9M (8.3% annualized); total deposits up $178.3M.
- Nonperforming assets down 11% to $54.3M; criticized loans fell 30.8% to $126.2M.
- Quarterly cash dividend $0.16/share, payable Nov 12 to holders of record Oct 31; $12.5M stock buyback in quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1499422/000143774925031363/0001437749-25-031363-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1499422/000143774925031363/rbb20250912_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-031363

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer