---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-031420"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:09:45.091549+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Cathay General Bancorp Q3 net income $77.7M ($1.13 EPS), NIM expands to 3.31%

## Summary
- Net income of $77.7M, up 0.3% QoQ from $77.5M; diluted EPS $1.13 vs $1.10 in Q2 2025.
- Net interest margin increased to 3.31% from 3.27%; net interest income rose 4.6% to $189.6M.
- Provision for credit losses $28.7M, including $9.1M for two movie theatre loans and $3.8M from CECL model change.
- Total loans grew 1.6% to $20.10B; deposits up 2.6% to $20.52B; repurchased 1.07M shares for $50.1M.

## SEC filing metadata
- accession: 0001437749-25-031420
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774925031420/0001437749-25-031420-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774925031420/caty20251021_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-031420
- JSON: https://secwatch.observer/filing/0001437749-25-031420.json
- Plain text: https://secwatch.observer/filing/0001437749-25-031420.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.