secwatch.observer — SEC 8-K summary
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Issuer:     FS Bancorp, Inc. (FSBW)
CIK:        0001530249
Form:       8-K
Filed at:   2025-10-22T23:59:59+00:00
Accession:  0001437749-25-031435
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FS Bancorp Q3 net income falls to $9.2M ($1.18/sh) from $10.3M YoY; deposits up 5.2% QoQ
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- Net income $9.2M ($1.18 diluted EPS) vs $10.3M ($1.29) in Q3'24; nine-month net income $24.9M ($3.18) from $27.6M ($3.45).
- Total deposits rose 5.2% QoQ to $2.69B, driven by brokered CDs; borrowings reduced 44.8% to $129.3M.
- Loans receivable net $2.60B, up 0.7% QoQ; consumer loans declined 0.91% QoQ to $600.8M.
- Repurchased 134,413 shares at avg $41.15; book value per share increased to $40.43.
- Board declared 51st consecutive quarterly dividend of $0.28/sh, payable Nov 20, record Nov 6.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1530249/000143774925031435/0001437749-25-031435-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1530249/000143774925031435/fsbw20250812_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-031435

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