{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-031462","form_type":"8-K","ticker":"FMNB","cik":"0000709337","company_name":"FARMERS NATIONAL BANC CORP /OH/","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.956879+00:00","generated_at":"2026-05-17T02:53:18.125680+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Farmers National to acquire Middlefield Banc for ~$299M; Q3 adjusted EPS $0.42","bullets":["All-stock deal: 2.6 Farmers shares per Middlefield share, valued at ~$299M; expected close Q1 2026.","Combined pro forma assets ~$7.4B, 83 branches across Ohio and Pennsylvania.","Q3 GAAP net income $12.5M ($0.33 EPS) vs $8.5M ($0.23) YoY; adjusted EPS $0.42 excluding $4.1M charges.","Net interest margin improved to 3.00% from 2.66% YoY; loans grew $34.4M (4.2% annualized) driven by commercial.","Non-performing loans rose to $35.3M (1.06% of loans) from $27.8M due to single $7.3M apartment loan in Michigan."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-031462","json":"https://secwatch.observer/filing/0001437749-25-031462.json","markdown":"https://secwatch.observer/filing/0001437749-25-031462.md","text":"https://secwatch.observer/filing/0001437749-25-031462.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/709337/000143774925031462/0001437749-25-031462-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/709337/000143774925031462/fmnb20251020_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:53:18.125680+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}