---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-031479"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:41:30.816616+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q3 net income $7.3M, up 48% YoY; EPS $1.27

## Summary
- Net income $7.3M ($1.27 diluted EPS) vs $5.0M ($0.86) in Q3 2024, a 48% increase.
- Net interest income rose 19% to $18.4M; FTE net interest margin expanded to 2.95% from 2.70%.
- Loans and leases grew $113.5M YTD; total assets reached $2.7B, up $152.1M from Dec 2024.
- Non-performing assets fell to $3.0M (0.11% of assets) from $7.8M (0.30%); net charge-offs stable.
- Tangible book value per share $36.23 vs $31.98 at Dec 2024; Tier 1 capital 9.27%.

## SEC filing metadata
- accession: 0001437749-25-031479
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774925031479/0001437749-25-031479-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774925031479/fdbc20250819_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-031479
- JSON: https://secwatch.observer/filing/0001437749-25-031479.json
- Plain text: https://secwatch.observer/filing/0001437749-25-031479.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.