secwatch.observer — SEC 8-K summary
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Issuer:     ECB Bancorp, Inc. /MD/ (ECBK)
CIK:        0001914605
Form:       8-K
Filed at:   2025-10-22T23:59:59+00:00
Accession:  0001437749-25-031528
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ECB Bancorp Q3 net income doubles to $2.4M; EPS $0.29 vs $0.14
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- Net income $2.4M ($0.29 diluted EPS) vs $1.1M ($0.14) in Q3 2024, up 115.3%.
- Net interest margin expanded 34 bps to 2.19% from 1.85% year-over-year.
- Total loans grew 14.9% to $1.32B; total assets $1.55B, up 9.5% from Dec 2024.
- Non-performing assets fell to 0.07% of total assets, down from 0.14%.
- Book value per share increased $0.68 to $19.18; stock buybacks continue.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1914605/000143774925031528/0001437749-25-031528-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1914605/000143774925031528/ecbk20250821_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-031528

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer