{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-031573","form_type":"8-K","ticker":"WRLD","cik":"0000108385","company_name":"WORLD ACCEPTANCE CORP","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.753376+00:00","generated_at":"2026-05-17T02:25:42.947003+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"World Acceptance reports Q2 net loss of $0.38 per share; loan growth returns after 3 years","bullets":["Net loss $1.9M ($0.38 diluted) vs income $22.1M ($3.99) a year ago; includes $3.7M early bond redemption charge.","Gross loans $1.32B, up 1.5% YoY (first growth since Sep 2022); sequential growth $51.2M.","Customer base up 6.2% YoY; new customer loan volume surged 40.4%.","Repurchased 385,867 shares (7.4%) for $66.6M in Q2; year-to-date repurchases 9.1% of outstanding."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-031573","json":"https://secwatch.observer/filing/0001437749-25-031573.json","markdown":"https://secwatch.observer/filing/0001437749-25-031573.md","text":"https://secwatch.observer/filing/0001437749-25-031573.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/108385/000143774925031573/0001437749-25-031573-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/108385/000143774925031573/wrld20251022_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:25:42.947003+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}