---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-031573"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:25:42.947003+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# World Acceptance reports Q2 net loss of $0.38 per share; loan growth returns after 3 years

## Summary
- Net loss $1.9M ($0.38 diluted) vs income $22.1M ($3.99) a year ago; includes $3.7M early bond redemption charge.
- Gross loans $1.32B, up 1.5% YoY (first growth since Sep 2022); sequential growth $51.2M.
- Customer base up 6.2% YoY; new customer loan volume surged 40.4%.
- Repurchased 385,867 shares (7.4%) for $66.6M in Q2; year-to-date repurchases 9.1% of outstanding.

## SEC filing metadata
- accession: 0001437749-25-031573
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000143774925031573/0001437749-25-031573-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000143774925031573/wrld20251022_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-031573
- JSON: https://secwatch.observer/filing/0001437749-25-031573.json
- Plain text: https://secwatch.observer/filing/0001437749-25-031573.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.