Oak Valley Bancorp Q3 net income $6.7M ($0.81 EPS), up 20% from Q2 but down 9% YoY

Oak Valley Bancorp

2025-Q3 EPS reported $2.12

Q3 net income $6,693,000 ($0.81 diluted EPS) vs. $5,588,000 ($0.67) in Q2 and $7,324,000 ($0.89) year ago.
Net interest margin improved to 4.16% from 4.11% in Q2; net interest income $19.2M.
Total assets reached $2.00B, up $74.5M from Q2; gross loans $1.11B, deposits $1.77B.
Non-performing assets remained at zero; allowance for credit losses at 1.03% of loans.
Opened 19th full-service branch in Lodi on Oct 2, 2025; added six full-time employees in Q3.

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