{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-031763","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.729637+00:00","generated_at":"2026-05-17T02:10:17.946363+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northwest Q3 net income $802K ($0.09 EPS), down from $3.7M in Q2","bullets":["Net interest margin improved to 2.91% from 2.83% QoQ; cost of deposits fell to 2.20%.","Advances decreased $84.5M (27.3%) to $225M, boosting margin.","Bank recorded $620K recapture of provision for credit losses on loans.","Board elected not to declare a dividend for Q3; higher legal and executive compensation expenses.","Total risk-based capital ratio improved to 13.7% from 13.1% in prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-031763","json":"https://secwatch.observer/filing/0001437749-25-031763.json","markdown":"https://secwatch.observer/filing/0001437749-25-031763.md","text":"https://secwatch.observer/filing/0001437749-25-031763.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925031763/0001437749-25-031763-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925031763/fnwb20250827_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:10:17.946363+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}