secwatch.observer — SEC 8-K summary
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Issuer:     First Northwest Bancorp (FNWB)
CIK:        0001556727
Form:       8-K
Filed at:   2025-10-27T23:59:59+00:00
Accession:  0001437749-25-031763
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Northwest Q3 net income $802K ($0.09 EPS), down from $3.7M in Q2
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- Net interest margin improved to 2.91% from 2.83% QoQ; cost of deposits fell to 2.20%.
- Advances decreased $84.5M (27.3%) to $225M, boosting margin.
- Bank recorded $620K recapture of provision for credit losses on loans.
- Board elected not to declare a dividend for Q3; higher legal and executive compensation expenses.
- Total risk-based capital ratio improved to 13.7% from 13.1% in prior quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1556727/000143774925031763/0001437749-25-031763-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1556727/000143774925031763/fnwb20250827_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-031763

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