{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-031853","form_type":"8-K","ticker":"SLBK","cik":"0001657642","company_name":"Skyline Bankshares, Inc.","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.062954+00:00","generated_at":"2026-05-17T01:56:55.918377+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Skyline Bankshares Q3 net income $4.1M ($0.73/shr) vs $1.1M ($0.19) YoY; dividend raised 17%","bullets":["Net income $4.1M ($0.73 per share) in Q3 2025 vs $1.1M ($0.19) in Q3 2024; nine-month NI $11.5M ($2.05) vs $4.9M ($0.89).","Net interest margin improved to 4.27% from 3.78% YoY; ROAA 1.25% and ROAE 16.13%.","Total assets grew 7.3% YTD to $1.31B; loans up 5.3% and deposits up 7.1% from Dec 2024.","Semi-annual dividend raised to $0.27/share, a 17.4% increase from prior $0.23.","Nonperforming loans ratio improved to 0.22% from 0.26% at Dec 2024; ACL at 0.82%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-031853","json":"https://secwatch.observer/filing/0001437749-25-031853.json","markdown":"https://secwatch.observer/filing/0001437749-25-031853.md","text":"https://secwatch.observer/filing/0001437749-25-031853.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1657642/000143774925031853/0001437749-25-031853-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1657642/000143774925031853/pkkw20251027_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:56:55.918377+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}