---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-031853"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T01:56:55.918377+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares Q3 net income $4.1M ($0.73/shr) vs $1.1M ($0.19) YoY; dividend raised 17%

## Summary
- Net income $4.1M ($0.73 per share) in Q3 2025 vs $1.1M ($0.19) in Q3 2024; nine-month NI $11.5M ($2.05) vs $4.9M ($0.89).
- Net interest margin improved to 4.27% from 3.78% YoY; ROAA 1.25% and ROAE 16.13%.
- Total assets grew 7.3% YTD to $1.31B; loans up 5.3% and deposits up 7.1% from Dec 2024.
- Semi-annual dividend raised to $0.27/share, a 17.4% increase from prior $0.23.
- Nonperforming loans ratio improved to 0.22% from 0.26% at Dec 2024; ACL at 0.82%.

## SEC filing metadata
- accession: 0001437749-25-031853
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774925031853/0001437749-25-031853-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774925031853/pkkw20251027_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-031853
- JSON: https://secwatch.observer/filing/0001437749-25-031853.json
- Plain text: https://secwatch.observer/filing/0001437749-25-031853.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.