{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-032126","form_type":"8-K","ticker":"SFDL","cik":"0000818677","company_name":"SECURITY FEDERAL CORP","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.259087+00:00","generated_at":"2026-05-17T01:47:40.553882+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Security Federal Q3 net income up 61% to $3.2M ($1.01 EPS) YoY","bullets":["Net income available to common shareholders $3.2M vs $2.0M YoY; EPS $1.01 vs $0.62.","Net interest income rose 16% to $12.1M; provision for credit losses reversed $200K.","Non-performing assets fell to $5.7M from $7.6M at Dec 31, 2024; credit quality improved.","Deposits increased 8.6% YoY to $1.37B; borrowings down 58% after repaying Fed borrowings.","Common equity book value per share rose to $35.80 from $31.97 a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-032126","json":"https://secwatch.observer/filing/0001437749-25-032126.json","markdown":"https://secwatch.observer/filing/0001437749-25-032126.md","text":"https://secwatch.observer/filing/0001437749-25-032126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/818677/000143774925032126/0001437749-25-032126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/818677/000143774925032126/sfdl20251028_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:47:40.553882+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}