{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-032239","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.826577+00:00","generated_at":"2026-05-17T01:14:15.616015+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Northern Community Bancorp Q3 net income rises 9.6% to $6.0M; NIM expands to 3.75%","bullets":["Q3 net income $6.0M ($0.38 diluted EPS) vs $5.5M ($0.34) in Q3 2024, up 9.6%.","Net interest margin improved to 3.75% from 3.65% a year ago; no provision for credit losses recorded.","Book value per share $13.03, up $0.70 from prior quarter; total assets $1.91B, loans up 1.3%.","Tax planning via purchase of alternative energy investment tax credits reduced effective tax rate significantly.","Nine-month net income $15.2M ($0.96 diluted EPS), up 6.8% from $14.2M ($0.88) in prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-032239","json":"https://secwatch.observer/filing/0001437749-25-032239.json","markdown":"https://secwatch.observer/filing/0001437749-25-032239.md","text":"https://secwatch.observer/filing/0001437749-25-032239.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000143774925032239/0001437749-25-032239-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000143774925032239/fnrn20250919_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:14:15.616015+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}