{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-032284","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.966978+00:00","generated_at":"2026-05-17T01:28:35.991970+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ConnectOne Q3 net income $39.5M ($0.78 EPS); NIM widens to 3.11%","bullets":["Net income available to common stockholders $39.5M vs $(21.8)M in Q2 2025 and $15.7M in Q3 2024; diluted EPS $0.78.","Net interest margin widened 5 bps sequentially to 3.11%; spot margin >3.20% at quarter-end.","Nonperforming assets at 0.28% of total assets; annualized net charge-offs below 0.20%.","Declares $0.18 per share common dividend, payable Dec 1, 2025, record Nov 14, 2025.","First full quarter post-FLIC merger (completed June 1, 2025) shows operational benefits."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-032284","json":"https://secwatch.observer/filing/0001437749-25-032284.json","markdown":"https://secwatch.observer/filing/0001437749-25-032284.md","text":"https://secwatch.observer/filing/0001437749-25-032284.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774925032284/0001437749-25-032284-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774925032284/cnob20250924_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:28:35.991970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}