secwatch.observer — SEC 8-K summary
======================================

Issuer:     ConnectOne Bancorp, Inc. (CNOB)
CIK:        0000712771
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001437749-25-032284
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ConnectOne Q3 net income $39.5M ($0.78 EPS); NIM widens to 3.11%
----------------------------------------------------------------

- Net income available to common stockholders $39.5M vs $(21.8)M in Q2 2025 and $15.7M in Q3 2024; diluted EPS $0.78.
- Net interest margin widened 5 bps sequentially to 3.11%; spot margin >3.20% at quarter-end.
- Nonperforming assets at 0.28% of total assets; annualized net charge-offs below 0.20%.
- Declares $0.18 per share common dividend, payable Dec 1, 2025, record Nov 14, 2025.
- First full quarter post-FLIC merger (completed June 1, 2025) shows operational benefits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712771/000143774925032284/0001437749-25-032284-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712771/000143774925032284/cnob20250924_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-032284

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer