{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-032424","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.550648+00:00","generated_at":"2026-05-17T01:30:58.351476+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Alerus Q3 2025 net income $16.9M ($0.65 EPS); record net interest income $43.1M","bullets":["Net interest income of $43.1M, a company record; net interest margin stable at 3.50%.","Return on avg tangible common equity (non-GAAP) 18.48%; tangible book value per share $16.90 (up 4.9% QoQ).","Noninterest income 40.6% of total revenues at $29.4M; AUA for retirement/benefits $44.0B (+3.7% QoQ).","Total loans $4.1B (+2.7% YTD); total deposits $4.4B (+0.8% YTD); net charge-offs/recoveries (0.17)%.","CEO cites strong organic growth and diversified model; tangible common equity ratio 8.24%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-032424","json":"https://secwatch.observer/filing/0001437749-25-032424.json","markdown":"https://secwatch.observer/filing/0001437749-25-032424.md","text":"https://secwatch.observer/filing/0001437749-25-032424.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774925032424/0001437749-25-032424-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774925032424/alrs20250813_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:30:58.351476+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}