{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-033777","form_type":"8-K","ticker":"STLE","cik":"0000779227","company_name":"STEELE BANCORP INC","filed_at":"2025-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.143735+00:00","generated_at":"2026-05-16T23:14:50.265147+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Steele Bancorp Q3 net income $13.7M ($4.77 EPS); merger with Northumberland yields $17.8M bargain gain","bullets":["Net income $13.7M vs $1.4M YoY; diluted EPS $4.77; net interest income $9.9M (+129% vs prior year).","Merger with Northumberland closed Aug 1; total consideration ~$40.5M; bargain purchase gain $17.8M.","Core deposit intangible $14.2M; merger expenses $3.9M in Q3; one-time provision for credit losses $4.0M.","Total assets $1.3B (+110% from Dec 2024); net loans +$459M; deposits +$616M, mostly from acquisition.","Equity-to-assets 9.2%; effective tax rate 5.11% due to non-taxable bargain gain."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-033777","json":"https://secwatch.observer/filing/0001437749-25-033777.json","markdown":"https://secwatch.observer/filing/0001437749-25-033777.md","text":"https://secwatch.observer/filing/0001437749-25-033777.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/779227/000143774925033777/0001437749-25-033777-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/779227/000143774925033777/miff20251104_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:14:50.265147+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}