{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-036495","form_type":"8-K/A","ticker":"ATLCP","cik":"0001464343","company_name":"Atlanticus Holdings Corp","filed_at":"2025-11-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.456247+00:00","generated_at":"2026-05-16T16:05:41.509893+00:00","sec_items":["9.01"],"event_type":"m_and_a","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Atlanticus acquires Mercury; Mercury posts $129M net loss in FY2024, up from $66M loss","bullets":["Acquisition closed Sep 11, 2025; Amendment filed to provide Mercury's audited FY2024 and H1 2025 financials.","Mercury net loss $129M for FY2024 vs $66M in FY2023; interest income $795M, up from $696M.","Provision for credit losses surged to $522M in FY2024 from $413M in FY2023.","Mercury net loan receivables $2.97B with $388M allowance for credit losses; member's equity $170M.","Pro forma combined statements for Atlanticus for FY2024 and nine months Sep 2025 included."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-036495","json":"https://secwatch.observer/filing/0001437749-25-036495.json","markdown":"https://secwatch.observer/filing/0001437749-25-036495.md","text":"https://secwatch.observer/filing/0001437749-25-036495.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1464343/000143774925036495/0001437749-25-036495-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1464343/000143774925036495/atlc20251123_8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T16:05:41.509893+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}