secwatch / observer
8-K filed December 2, 2025, 6:59 PM ET ticker FLNT CIK 0001460329
debt confidence high sentiment neutral materiality 0.65

Fluent, Inc. (FLNT): debt financing — Fluent enters $30M accounts receivable financing; repays SLR debt with $1M early termination fee

Fluent, Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.95

Fluent, Inc. incurred credit facility of up to $30 million with CSNK Working Capital Finance Corp. d/b/a Bay View Funding at finance charges based on a floating interest rate maturing initial term of 36 months.

Instrument
credit facility
Principal
up to $30 million
Counterparty
CSNK Working Capital Finance Corp. d/b/a Bay View Funding
Rate
finance charges based on a floating interest rate
Maturity
initial term of 36 months
Event
incurrence
Exact text from the filing
(the “Company”) and Fluent, LLC, a wholly owned subsidiary of the Company (together with the Company, the "Borrower"), entered into an Accounts Receivable Finance Agreement (the "Financing Agreement") with CSNK Working Capital Finance Corp. d/b/a Bay View Funding ("Bay View"). Under the Financing Agreement, Bay View may extend financing to the Company based on eligible domestic and foreign accounts receivable, subject to a maximum aggregate advance amount of $30 million.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

Fluent, Inc. terminated SLR Credit Agreement with Crystal Financial LLC d/b/a SLR Credit Solutions (effective 2025-11-26).

Action
termination
Agreement
credit facility
Counterparty
Crystal Financial LLC d/b/a SLR Credit Solutions
Effective
2025-11-26
Exact text from the filing
On November 26, 2025, in connection with the entry into the Financing Agreement, the Company caused the repayment in full of all indebtedness, liabilities and other obligations under, and terminated, the Credit Agreement (as amended, the "SLR Credit Agreement") with certain of its subsidiaries and the Company (collectively, the "Credit Parties"), as guarantors, and Crystal Financial LLC d/b/a SLR Credit Solutions, as administrative agent, lead arranger and bookrunner ("SLR"), and each other lender from time to time party thereto.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

Fluent, Inc. entered into Financing Agreement with CSNK Working Capital Finance Corp. d/b/a Bay View Funding valued at $30 million (effective 2025-11-25).

Action
entry
Agreement
credit facility
Counterparty
CSNK Working Capital Finance Corp. d/b/a Bay View Funding
Value
$30 million
Effective
2025-11-25
Exact text from the filing
On November 25, 2025, Fluent, Inc. (the “Company”) and Fluent, LLC, a wholly owned subsidiary of the Company (together with the Company, the "Borrower"), entered into an Accounts Receivable Finance Agreement (the "Financing Agreement") with CSNK Working Capital Finance Corp. d/b/a Bay View Funding ("Bay View"). Under the Financing Agreement, Bay View may extend financing to the Company based on eligible domestic and foreign accounts receivable, subject to a maximum aggregate advance amount of $30 million.
View on SEC.gov

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Fluent, Inc. filing history →

Source: SEC EDGAR
accession 0001437749-25-036597
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