{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-038838","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2025-12-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.551109+00:00","generated_at":"2026-05-16T12:12:55.660090+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Alerus sells $360M of AFS securities, takes $68.5M pre-tax loss, boosts 2026 NIM guidance","bullets":["Sold $360M in AFS securities (~68% of total) with 1.7% yield and 5.1yr duration.","One-time pre-tax net loss of $68.5M; reinvested proceeds into securities yielding 4.7% with ~3yr duration.","Expects 2026 net interest margin of 3.50-3.60%, up from prior guidance of 3.35-3.45%.","Risk-based capital expected above regulatory limits and internal targets; no impact on tangible capital."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-038838","json":"https://secwatch.observer/filing/0001437749-25-038838.json","markdown":"https://secwatch.observer/filing/0001437749-25-038838.md","text":"https://secwatch.observer/filing/0001437749-25-038838.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774925038838/0001437749-25-038838-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774925038838/alrs20251223_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T12:12:55.660090+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}